Smithville Car Dealer under Federal Indictment for Wire Fraud and Money Laundering

October 23, 2023
By: Dwayne Page

A Smithville businessman is among three people indicted by a federal grand jury in what the Department of Justice is calling a multi-million-dollar scheme to defraud a used car auction in Murfreesboro.

Last week, a federal grand jury indicted Jerry W. Hutchins, 48, of Dowelltown; Stephanie Louise Baker, 53, of Mount Juliet, and Brian Baker, 52, of Mount Juliet for wire fraud and money laundering.

All three surrendered to federal agents on Friday and appeared before a U.S. Magistrate that same day, the DOJ said.

Both Stephanie and Brian Baker, who are married, and Hutchins have been charged with wire fraud conspiracy and money laundering conspiracy along with substantive offenses for acts of money laundering.

The DOJ said the trio defrauded Dealers Auto Auction Group of more than $2 million.

“According to the indictment, between February 2017 and November 2018, Stephanie Baker was the General Manager of the Dealers Auto Auction Group’s Murfreesboro auction location. Brian Baker and Jerry Hutchins each owned and operated used car dealerships and did business at the auction. The defendants devised a scheme to defraud Dealers Auto Auction Group, LLC by creating fake transactions to make it appear that the defendants’ businesses had sold cars at the auction and were entitled to receive funds from Dealers Auto Auction Group, when in fact the defendants had not sold vehicles at the auction,” ,” the DOJ said. “Based on the fake transactions, Stephanie Baker caused Dealers Auto Auction Group to issue checks to Brian Baker’s and Hutchins’ businesses. Then, monthly, the defendants would create additional fake transactions using the same vehicles in order to conceal the original fraud and avoid detection. Brian Baker and Hutchins then converted proceeds of the fraud scheme for their own personal use and benefit.”

If convicted, the defendants face up to 20 years in prison for the wire fraud conspiracy, the money laundering conspiracy, and the concealment money laundering offenses, and up to 10 years in prison for money laundering.  The indictment also contains a forfeiture allegation in which the government seeks to forfeit any property derived from the proceeds of the crimes, including a money judgment in the amount of at least $2,041.170 from Stephanie Baker, $1,357,310 from Brian Baker, and $683,830 from Jerry Hutchins.

This case was investigated by the IRS-Criminal Investigation and the Federal Bureau of Investigation. Assistant U.S. Attorney Chris Suedekum is prosecuting the case.

Hutchins owns and operates Hutchins Auto Sales and Service in Smithville. He is also a former Smithville Police Department Investigator.

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